Substantial return on your investment
Profit Max is the bond with the longest maturity and highest coupon. This bond maturing on 4th of June 2023 will pay you an annual coupon of 9.00%. This product is suitable for those interested in a longer maturity investment paying a regular coupon.READ MORE
Profit is again slightly shorter in maturity than Profit Plus but still pays a good coupon. For this bond maturing on 30th May 2021 we pay a 7.50% annual coupon..READ MORE
Cash Manager 60
Cash Manager 60 is a practical tool for cash management and you can decide your investment horizon. You can request a redemption at a time of your choosing - we will repurchase your bond and pay you back in 60 days. This bond has no maturity and pays a 3.50% annual coupon.
Cash Manager 31
With our most flexible bond you can manage your cash flow even better. As with Cash Manager 60 you can request a redemption and have your money back in 31 days. This bond pays a 3.15% annual return.
Long history in bond market
During the past seven years we have successfully issued over 30 different bonds. We have rewarded our investors with regular interest payments and prompt redemptions. Please find the fact sheet of our available issues here.
We are a trustworthy partner
We've worked closely with our investors for over 10 years, openly and reliably. In 2018 our revenue was EUR 34.5m, equity EUR 63.6m and total assets of EUR 266.9m (2018 consolidated pro-forma figures). All of our bonds are issued by Mash Group Plc which is the parent company of Mash Group. More information about Mash Group can be found here. Our 2018 annual review is available here.
Financial development (Pro-Forma)
Making the investment involves also risks
This bond is not a deposit or a product equivalent to a deposit and is not ‘deposit-protected’. Furthermore, it is not considered an obligation repayable upon demand as set out in the Finnish Credit Institutions Act (610/2014, as amended), but a security as set out in the Finnish Securities Markets Act (746/2012, as amended). Moreover, the acquisition of repayable funds is allowed under the Finnish Credit Institutions Act Chapter 2 Section 2. Investing always carries a financial risk and the value of the made investment can rise and reduce, and historical yield or income is not a guarantee of any future developments. Please find out more about the risks from here.
The Bond is subject to the prospectus exemption as set out in Chapter 1 Article 1 point 4.d) of the Regulation (EU) 2017/1129 of the European Parliament and of the Council of 14 June 2017 on the prospectus to be published when securities are offered to the public or admitted to trading on a regulated market, and repealing Directive 2003/71/EC (“Prospectus Regulation”). The Bond is offered for subscription in the minimum amounts of 100,000 euros. Due to the exemption under the Prospectus Regulation, no prospectus under the Finnish Securities Markets Act (746/2012, as amended) or the Prospectus Regulation, will be published in relation to the Bond. While Mash bonds are currently not listed in a stock exchange or admitted for trading in a multilateral trading facility, they may be subject to application for listing in a stock exchange and/or trading in a multilateral trading facility in the future.
Mash has been at the forefront of fintech innovation since 2007. We leverage our advanced proprietary algorithms, machine learning capabilities, and automated platform to deliver superior finance and payments solutions to thousands of customers every day. We work hard for a future powered by technology, making every transaction seamless, flexible and worry-free. Today, Mash is one of Europe’s leading fintech companies.
Before making an investment decision please read the material below. They contain important information about Mash, the investment instrument and the terms and restrictions related to them.
- Profit Max (Mash Group 10/2019) Bond terms
- Profit Max (Mash Group 10/2019) product and risk description
- Profit Plus (Mash Group 8/2019) Bond terms
- Profit Plus (Mash Group 8/2019) product and risk description
- Profit (Mash Group 7/2019) Bond terms
- Profit (Mash Group 7/2019) product and risk description
- Cash Manager 60 (Mash Group 9/2019) Bond terms
- Cash Manager 60 (Mash Group 9/2019) product and risk description
- Cash Manager 31 (Mash Group 4/2019) Bond terms
- Cash Manager 31 (Mash Group 4/2019) product and risk description
- 2018 Annual review